Getting Ready for the Super Bowl

February was an exciting month!  Indianapolis hosted the Super Bowl and the entire city has been gearing up for this huge even for a long time.  In October I volunteered to help clean up one of our parks with the Super Bowl Host Committee.  We raked and bagged leaves, refreshed the playground mulch, from tree line we pulled out a ditched television, a car bumper, and a bunch of other trash and left the park looking beautiful!

January Finances

January is a great time to review your finances and make sure you're on the right track.  The most important thing to do is know what you owe, the balances, and the interest rate you're paying.  I'm not going to list a bunch of websites, because there are a ton of them out there, but Dave Ramsey is my hero.  Most people have heard of him by now but if not, you can find videos of him on Youtube and also view his website at www.daveramsey.com.  Sometimes, after you get all your debt listed it's quite a shock.  Don't give up.  First and foremost is to save $1,000.00 up as quickly as possible for emergencies and then everything else gets thrown toward your debt, paying off the smallest debt first with as much money on it as you can afford, and continue to make the minimum payments on your other bills.  When the first one is paid off, you take the payment money you now have from the paid off debt and apply it to the next largest one and so on.  I have a great spreadsheet for you to use but I can't get it to post here, so if you'd like a copy, let me know and I'll email it to you.  I have a great spreadsheet for you to use but I can't get it to post here, so if you'd like a copy, let me know and I'll email it to you.  It's a super simple one to use.  Then get motivated and get those debts paid off so your money can work for you instead of for someone else.

One thing I'm certain of is that I'm not a good blogger.  I haven't given up entirely though so here I am at the end of 2011 and the beginning of 2012 before me.  The most exciting news to finish up the new year is that another grand baby is on the way!  Stephanie and Mike are expecting a baby brother or sister for Emilee in July.  We're hoping for a boy, for Mike's sake, but of course a healthy little baby is all that counts.

Happy New Year!  I hope everyone has a very prosperous 2012.

The Grandkids, October 3, 2011

We were able to get all the grandkids together in one place, which is rare.  It only took about 50 tries to get everyone looking at the camera at the same time.  The baby, Tinsley, was watching her cousin, Emilee, in this one but it's the best one we could get.  It wasn't until later that I noticed Jake had on a pair of boots and Bryce had on some dinosaur shoes.  I'll make them Colts fans yet!!